Jody advises individuals to build an emergency fund that covers three to six months of expenses, ensuring they have a safety net in case of job loss, medical emergencies, or unexpected bills. From there, she helps them prioritize savings for short-term goals — such as vacations, vehicles, or home improvements — and longer-term objectives like education and retirement. https://jodybensonsharp.wordpress.com/2025/06/02/jody-benson-sharp-a-financial-visionary-transforming-lives-through-smart-savings-and-investment/