Understanding the IRMAA brackets 2026 is essential for retirees managing Medicare costs. Federal Pension Advisors explain how income thresholds affect your premiums and offer strategies to minimize IRMAA surcharges. Stay informed and plan your retirement income efficiently to protect your savings and enjoy a financially secure retirement. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge